CIS selects partners that will provide the best coverage at the best rates

The medical/dental plan summaries provided below are applicable to all member entities within CIS, as well as any new entities considering CIS plans.

The pooled medical/dental premium rates are for entities with less than 100 employees only. The pooled life/disability rates are for entities with less than 25 employees. In addition, rates are broken out between the Employee Benefits Services Trust (for cities and qualifying entities) and the Association of Oregon Counties Insurance Trust (for counties and qualifying entities).

If you're interested in CIS Benefits, first review the Benefits Rules to determine if your entity can comply. For medical/dental rates for employers with more than 100 employees, life/disability rates for employers with more than 25 employees, or for additional questions, please email Mike Beyrouty, CIS Benefits Director at


Medical Plan Options and Riders

Copay Plan Options
High Deductible Health Plans (HDHP) w/HSA Options

Kaiser Plan Options 

Dental Plan Options and Riders

Dental Plan Options

Medical & Dental Rates

For groups that cover more than 100 employees on Regence medical or Delta Dental  (experience-rated) and/or groups whose rates include a commission, the pooled rates below DO NOT apply to you. Note: The Regence CIS Hearing Aid Benefit is only available for the Copay plans.

Life & Disability Rates

For groups that cover more than 25 employees on Hartford's Basic Life and/or Long Term Disability (LTD), the pooled rates DO NOT apply to you.

Voluntary Plan Rates

Transparency in Coverage

The below links are to the machine-readable files provided in support of the federal Transparency in Coverage rule and contain in-network negotiated rates and out-of-network allowed amounts. The machine-readable files are formatted to allow researchers, regulators, and application developers to access and analyze data more easily.